Payment Options for Your Dental Procedures
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Most dental plans stop paying long before the work is finished. AC Dental of Paramus offers 0% financing for qualified patients so the balance is spread over monthly payments instead of landing in one bill. Dr. Suzan Ghattas, DDS and the front desk go over the numbers with you before treatment starts, not after.
We are at 4 Forest Ave Suite #202 in Paramus, NJ, and we see patients from Hackensack, Maywood, Rochelle Park, Teaneck and Englewood. Call (201) 489-1084 and we will check your plan and your financing options in the same phone call.
Ways to pay at our practice:
- Cash: This includes money orders and personal checks.
- Credit Cards: We accept Visa, MasterCard, and Discover credit cards.
- Third-Party Financing: As a service to our patients, we are pleased to offer the CareCredit. The companies provide patients with affordable financing options with very low-interest APR. Usually 0% for the first year for approved applicants. This option let you begin your treatment immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. CareCredit offers a full range of No-Interest and Extended Payment Plans for treatment fees from $1 to over $25,000.
Financing for Root Canals, Crowns, Implants and Invisalign
Patients most often ask about financing for four things, so here is where each one stands at AC Dental in Paramus.
Root canals. A root canal is usually urgent, and waiting on it makes the tooth worse and the treatment bigger. CareCredit approval is decided the same day, so treatment can start at the first visit and the balance is paid off monthly. See root canal treatment.
Dental crowns. Crowns are often needed straight after a root canal, and the two are usually financed together as one plan rather than two applications. See dental crowns.
Dental implants. Implants are the largest case most patients finance here, and CareCredit’s extended plans go up to $25,000, which covers a single implant through to a full arch. Our published prices are on the implant cost page, so you can work out the monthly figure before you call.
Invisalign. Insurance sometimes covers part of clear aligner treatment as an orthodontic benefit. We check that first and finance whatever is left over.
Whichever of these you are weighing up, the answer comes from the same two questions: what does your plan actually pay, and what does the rest cost per month. Call (201) 489-1084 or come to 4 Forest Ave Suite #202, Paramus, NJ, and we will answer both before you commit to treatment.
Frequently Asked Questions About Dental Financing
Common questions from patients in Paramus, Hackensack, and Bergen County about paying for dental care.
Yes. AC Dental in Paramus offers CareCredit financing — 0% interest for qualified patients for the first 12 months — plus cash, check, and all major credit cards including Visa, MasterCard, and Discover. Call (201) 489-1084 and we’ll go over your options before your appointment.
Yes. CareCredit financing at AC Dental applies to virtually every procedure we perform — root canals, dental crowns, implants, Invisalign, same-day dentures, veneers, and extractions. There’s no minimum treatment amount. Call (201) 489-1084 and we’ll confirm your insurance coverage and financing eligibility at the same time.
Call the office directly and ask whether they accept CareCredit or offer in-house financing. AC Dental at 4 Forest Ave Suite #202 in Paramus accepts CareCredit (0% APR for qualified patients) and most major insurance plans. We regularly see patients from Hackensack, Maywood, Teaneck, and Rochelle Park specifically because of our flexible payment options. Call (201) 489-1084 to check availability.
CareCredit has its own approval process separate from the dental office. Patients with fair credit are sometimes approved — the application takes about 5 minutes and can be completed online at carecredit.com before your visit. If you’re unsure whether you’ll qualify, call (201) 489-1084 and we’ll walk you through the options.
Yes. AC Dental accepts most major dental insurance plans. Call (201) 489-1084 with your insurance card and we’ll verify your benefits before you come in — including what your plan covers for cleanings, fillings, crowns, root canals, and other procedures. Most plans cover preventive care at 100% and restorative work at 50–80%.
Still have questions about paying for dental care? We’d love to help.
📞 Call (201) 489-1084 — Free Consultation No obligation. We accept most insurance and offer 0% financing.